Cooperative members reviewing an investment project

Invest Together. Build Value Together.

Review structured projects, understand their terms and risks, receive the appropriate units or authorised shares, and take part in eligible cooperative decisions.

Learn How It Works
Documented property opportunities
Structured cooperative opportunities
Transparent project reporting
Member governance and participation

The Process

How Cooperative Membership Works

A clear path from verification to informed participation and reporting.

01

Become a Verified Member

Complete cooperative registration and the required identity and eligibility checks.

02

Review Approved Projects

Explore available opportunities without treating a listing as a promise of performance.

03

Understand the Terms

Review the risks, fees, duration, funding target, exit conditions, and refund terms.

04

Invest Through the Platform

Make a payment and wait for verification before an allocation is treated as confirmed.

05

Receive the Right Record

Receive project units, proportional project interest, or authorised cooperative shares as the terms provide.

06

Track and Participate

Follow milestones, reports, distributions, and eligible governance decisions.

Governance and Voting

Member participation with clear decision routes

Proposal Voting

Eligible cooperative members may decide whether a proposed project should proceed. One eligible member, one vote.

Direct Project Listing

Some authorised projects may be published directly under cooperative or board policy.

Investor Decision Voting

Investors in a project may decide important project matters. Weight may reflect confirmed investment or ownership percentage.

Community Polls

Members may request polls on cooperative or project matters, subject to administrator review.

Investment Projects

Information before commitment

Every approved opportunity should present enough information for an eligible member to assess its structure and project-specific risks.

  • Project summary
  • Funding target
  • Investment limits
  • Opening and closing dates
  • Expected duration
  • Allocation method
  • Milestones
  • Risks and fees
  • Exit and refund terms
  • Updates and financial reports

Investment Structure

Know what your record represents

Project Units

Units attached to one specific investment project.

Proportional Project Interest

A member’s percentage interest based on confirmed investment.

Authorised Cooperative Shares

Shares issued under an approved cooperative share structure.

Project units and ordinary cooperative shares are separate records and are not automatically interchangeable.

Transparency and Reporting

Members can track confirmed investment amounts, units or shares, ownership interest, project progress, milestones, payments, returns, distributions, refunds, transaction history, and member statements.

Risks and Important Information

Investments involve risk and returns are not guaranteed. Outcomes may vary. Review project terms, risks, fees, exit conditions, and refund terms before investing. Eligibility is subject to verification and cooperative policy.

Existing Member Records

Legacy Savings Plans

Existing savings records remain available to affected members. These plans are separate from current project-investment opportunities and do not automatically create land ownership, project units, or returns.

Starter Land Savings

₦25,000

Monthly · 12 months

Target: ₦300,000

  • Monthly contribution: ₦25,000
  • 12-month tenure
  • 12-month maturity window
  • 12 required shares

Land Savings 12

₦50,000

Monthly · 12 months

Target: ₦600,000

  • Monthly contribution: ₦50,000
  • 12-month tenure
  • 12-month maturity window
  • 12 required shares

Estate Conversion Plan

₦150,000

Monthly · 12 months

Target: ₦1,800,000

  • Monthly contribution: ₦150,000
  • 12-month tenure
  • 12-month maturity window
  • 12 required shares

Member Benefits

Why Choose the Cooperative?

Structured Projects

Each opportunity has defined terms, timelines, milestones, risks, and an allocation method.

Project Reporting

Members can follow updates, milestones, financial reports, distributions, and relevant transaction records.

Member Governance

Eligible members can participate in proposal voting and other approved cooperative decisions.

Verification Controls

Eligibility, payments, allocations, and material approvals follow documented checks.

Clear Records

Project units, proportional interests, and authorised cooperative shares are identified and tracked separately.

Decision Accountability

Maker-checker approvals and audit records support transparent administration.

FAQ

Frequently Asked Questions

What is a cooperative investment project?

It is an approved opportunity with its own purpose, funding target, timeline, milestones, risks, fees, and participation terms.

Who can invest?

Participation is limited to verified, eligible members who satisfy the project terms and applicable cooperative policy.

What is the difference between project units and cooperative shares?

Project units relate to one specific project. Authorised cooperative shares are issued under a separate approved share structure. They are recorded separately and are not automatically interchangeable.

How does voting work?

Eligible members may vote on proposals on a one-member, one-vote basis. For decisions affecting a specific project, voting weight may reflect confirmed investment or ownership percentage.

Are returns guaranteed?

No. Returns are project-specific, project outcomes may vary, and members should review every risk disclosure and project term before investing.

How are project funds tracked?

Confirmed payments, allocations, milestones, reports, distributions, refunds, reversals, and transaction history are recorded for member reporting and oversight.

What happens if a project does not reach its funding target?

The project-specific terms will explain whether the deadline may be extended, the scope may change, or confirmed funds may be refunded.

Can project terms change?

Material changes are documented through updated project terms and the required cooperative, board, or investor approval route.

How are returns distributed?

Any available distribution follows the approved project terms, confirmed ownership records, required deductions, and completion of the relevant approval checks.

Can an investment be refunded?

Refund eligibility depends on the project’s stated refund and exit conditions. Completed or committed investments may not be immediately refundable.

How can members monitor project progress?

Members can use project updates, milestone records, financial reports, transaction history, and member statements made available through the platform.

Are old savings plans still available?

Existing savings records remain accessible to affected members. Any active legacy plan shown publicly is separate from the new project-investment structure.